SIP calculator
Estimate what your monthly mutual fund investment could grow to over time, based on an expected annual return.
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Compare SIP platforms →What is a SIP?
A Systematic Investment Plan lets you invest a fixed sum into a mutual fund at regular intervals — usually monthly — rather than all at once. This calculator estimates the future value of your SIP using compound growth on a series of periodic investments.
Formula
FV = P × [((1+r)ⁿ − 1) / r] × (1+r)
P = monthly investment, r = expected monthly return rate, n = number of months invested
Frequently asked questions
What is a SIP?
A Systematic Investment Plan lets you invest a fixed amount in a mutual fund at regular intervals, typically monthly, instead of investing a lump sum.
Are SIP returns guaranteed?
No, actual returns depend on market performance and will differ from the estimate. Use this tool to compare scenarios, not as a promised outcome.
What is rupee cost averaging?
Since you invest a fixed amount every period, you automatically buy more units when prices are low and fewer when prices are high, which can smooth out volatility over the long run.